My Experience, Credentials, Track Record, and Awards
Jean and
her clients become good friends - A visit to Multnomah Falls
Use Jean Pritchard as your Portland Real Estate Representative: I have been self employed for over thirty-five years
Hair salon owner for twenty years
Licensed Realtor since 1990
Top agent in 1995
Top 5% of John L Scott agents in 1997, 1998, 1999
Member of John L Scott's President's Club As a custom builder builds according to your needs, desires, and wants - I am a custom Realtor. I listen to your needs and desires, and balance them with your need for space, schools, recreation, etc. I am a "people" person, and I know how to listen to what you are saying. My Credentials:
Certified Relocation Specialist
Certified New Home Specialist
Graduate of Realtor Institute
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What trendy and highly unusual hotel must be totally rebuilt every year?
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| A |
Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter. |
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